Buyers have had to spend at least £10,000 more for homes in Allerdale in 2021, according to figures revealing expensive areas.

The Keswick area proved to be one of he most expensive places to live in north Cumbria. Portinscale was a particularly expensive village with four properties selling for an average of £1,015,312.

The Covid pandemic is said to have boosted the housing market a house sales were prevented during the first lockdown.

Martin Beck, chief economic adviser of economic forecasting group EY Item Club, said while Government measures such as the stamp duty holiday brought forward house purchases last year, the market could be set to change.

He said: "The prospect of a series of interest rate rises by the Bank of England in 2022 will translate into higher mortgage rates.

"And cost of living pressures faced by households from rising inflation and taxes mean fewer people will be able to afford to borrow the necessary amount they need to buy at higher mortgage rates."

But Mark Harris, chief executive of mortgage broker SPF Private Clients, said mortgages are still competitively priced, meaning buyers will continue to 'take the plunge.'

After Keswick and the Derwent Valley it was Boltons, Warnell and Solway Coast that saw the next highest median prices. According to figures in the year until June 2021. Prices here were around £268,000 up from £238,000.

Cockermouth house prices also rose significantly with with properties in East Cockermouth being the most costly.

In East Cockermouth and Buttermere prices were around £255,000 an increase from £220,000. Whilst in West Cockermouth and Great Broughton house prices were around £229,000 rising from £210,000.

Properties in Harrington, Stainburn and Great Clifton did see a drop in price, they are now priced around £183,000 down from £187,000.

There were some properties in Workington area however that ranked in the least expensive places in north Cumbria.

On Findlay Place in Workington three properties sold for £43,999 and on Moss Bay Road four properties sold for £45, 750.

Nicky Stevenson, managing director at estate agent group Fine & Country, said with most agents still struggling to find enough homes to meet demand, the financial pressures were unlikely to have a 'significant' impact on the market.